At AEF Equipment Finance, we provide leasing and financing solutions for a wide range of equipment—both new and used. From manufacturing machinery and construction equipment to IT hardware/software, medical technology, energy systems, and beyond, we make acquiring critical equipment simple and affordable.

Leasing with AEF allows businesses to spread the cost of equipment over time with competitive rates, while the equipment itself serves as collateral. It’s an ideal solution for companies that need assets quickly but want to preserve cash flow for other priorities.

We also encourage our clients to explore the potential tax benefits of Section 179 and the flexibility that comes with our different lease options.

Types of Leases Available

$1.00 Buyout Lease
Own your equipment at the end of the lease term for just $1—a straightforward path to ownership.

10% Purchase Option Lease
At the end of the lease, choose to purchase the equipment for 10% of its original cost, extend the lease, or return it.

Fair Market Value (FMV) Lease
Enjoy the lowest monthly payments during your lease term. At the end, you can buy the equipment for its fair market value, extend your lease, or return it.

Operating Leases
For businesses that need “off-balance sheet” financing, we structure operating leases to meet Financial Accounting Standards Board (FASB) and IRS criteria.

✅ Flexible solutions, tax advantages, and equipment when you need it most—that’s what leasing with AEF delivers.